About Us: Commercial Loans Florida, Inc.

Mastering New Development Financing

Precision Capital Structuring from Horizontal Infrastructure to Vertical Delivery Across Florida.

Commercial Loans Florida, Inc. is a specialized commercial real estate capital advisory and financing firm dedicated to one clear mission: mastering new development financing.


Florida is one of the nation's most active and dynamic real estate markets. However, taking a development from an initial site plan to vertical completion requires more than standard lending—it requires strategic capital engineering. We bridge the gap between ambitious developers and institutional liquidity, structuring custom debt, mezzanine, and equity packages designed to navigate the complexities of Florida’s entitlement, environmental, and construction landscape.

Our Core Philosophy: Beyond Traditional Brokerage
Most lenders evaluate a project solely on static spreadsheets. We evaluate development through the lens of active sponsors.

Mastering new development financing means understanding:

  • The Reality of Draw Schedules: Ensuring liquidity flows match critical path construction milestones to prevent job-site delays.
  • Capital Efficiency: Layering senior construction debt, preferred equity, and mezzanine lines to minimize developer equity dilution while lowering the weighted average cost of capital (WACC).
  • Exit Strategy Execution: Structuring seamless transitions from high-leverage construction facilities into long-term, fixed-rate permanent financing or asset disposition.

What We Fund: Florida Asset Classes

We secure ground-up and major redevelopment capital for:

  • Industrial & Flex Logistics: Small-bay flex, distribution centers, and contractor storage yards.
  • Retail & Commercial Plazas: Neighborhood retail strips, grocery outparcels, and single-tenant net lease (STNL) build-to-suits.
  • Multifamily & Build-to-Rent (BTR): Garden-style, infill residential communities, and workforce housing.
  • Self-Storage & Special Use: Multi-story climate-controlled facilities, commercial marinas, and RV storage parks.
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Frequently Asked Questions

What is the mission of Commercial Loans Florida, Inc.?

The mission of Commercial Loans Florida, Inc. is to master new development financing by bridging the gap between ambitious developers and institutional liquidity.

What types of projects does Commercial Loans Florida, Inc. fund?

Commercial Loans Florida, Inc. funds ground-up and major redevelopment projects across various asset classes, including industrial, retail, multifamily, and self-storage.

How does Commercial Loans Florida, Inc. approach project evaluation?

Commercial Loans Florida, Inc. evaluates development through the lens of active sponsors rather than solely relying on static spreadsheets.

What is the significance of draw schedules in development financing?

Draw schedules are crucial as they ensure liquidity flows match critical path construction milestones, helping to prevent job-site delays.

What strategies does Commercial Loans Florida, Inc. use to minimize developer equity dilution?

The firm layers senior construction debt, preferred equity, and mezzanine lines to minimize developer equity dilution while lowering the weighted average cost of capital.

What are some examples of retail projects funded by Commercial Loans Florida, Inc.?

Examples of retail projects include neighborhood retail strips, grocery outparcels, and single-tenant net lease (STNL) build-to-suits.